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Conventional, Jumbo, Non-QM, FHA, VA, Cash Money, Purchase, Refinance, Construction, Renovation, Reverse all products you need. Servicing ALL of California
What Makes us Unique
Our unique selling proposition is our array of niche mortgage programs designed to accommodate diverse financial situations. From cash money and limited doc to no doc, bank statement, low FICO, Non-QM, and cash out options, we provide an expansive range of solutions to cater to the unique needs of every client.
At 1ClickHomeloans, we're more than just your Home Loan Broker – we're your neighbors, your friends, and your trusted advisors, steadfast in finding the best home solution for you
What We’re Offering
Loan Services
Non-QM
Non-QM loans are aimed at borrowers with financial profiles that don't meet the requirements of a typical qualified mortgage. This often involves an inconsistent or nontraditional income structure, a major credit event or high debt. Features associated with non-QM loans include: Alternative income documentation.
Reverse Mortgage
A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property.
Construction/Renovation
Lenders offer home construction loans for paying the costs of constructing a residential unit or building a home on a plot of land that may be within your existing property.
Conventional
A conventional mortgage or conventional loan is a home buyer’s loan that is not offered or secured by a government entity. Conventional loan interest rates tend to be higher than those of government-backed mortgages, such as FHA loans.
Jumbo
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA)
FHA/VA
FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA).The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment This program was designed.
Get to Know About
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | Jumbo
What makes 1click Home Loans unique is that we offer the following niche programs as well: Hard Money, Limited Doc, no doc, bank statement, low fico, Non-QM, cash-out. Contact 1click Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Homes For Heroes
We are so very proud to be a member of Homes for Heroes, Click Here to find out more and you can ask your Loan Officer about the rewards, special programs and credits towards closing costs, just for being a Hero!
Trusted Company
Our promises to you
- Be present and available in all our Transactions
- Engage with clients and treat as we would expect to be treated
- Continue to learn and sharpen skills to be the best customer service advocate and coordination company
- Build on experience to change others life’s as well as our own
- Create-Build, Be positive, not to be negative or tear down.
Customers Testimonials
Customers Testimonials
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NMLS #1965815
DRE #02078350
